Terms and Conditions
These Terms and Conditions govern your use of our website. By accessing or using the site, you agree to be bound by these terms. If you disagree with any part of the terms, you should not use our website. These terms create a legal agreement between you and Chatham Rate Cap Calculator, establishing the rules and expectations for both parties.
This document outlines the responsibilities, rights, and limitations associated with using our services. It covers topics such as user conduct, intellectual property, disclaimer of warranties, limitation of liability, and governing law. We encourage you to read these terms carefully. Your use of the website signifies your acceptance of these conditions. If you have questions, please contact us.
Acceptance of Terms
Your access to and use of the website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the website. By accessing or using the website you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the website.
User Conduct
You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our website.
Specifically, you agree not to:
- Post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.
- Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
- Forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the website.
- Upload, post, email, transmit or otherwise make available any content that you do not have a right to make available under any law or under contractual or fiduciary relationships.
- Upload, post, email, transmit or otherwise make available any content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party.
- Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
- Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
- Interfere with or disrupt the website or servers or networks connected to the website, or disobey any requirements, procedures, policies or regulations of networks connected to the website.
- Intentionally or unintentionally violate any applicable local, state, national or international law.
- "Stalk" or otherwise harass another.
- Collect or store personal data about other users.
Intellectual Property
The website and its original content, features and functionality are owned by Chatham Rate Cap Calculator and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.
Specifically, you are restricted from all of the following:
- Publishing any website material in any other media;
- Selling, sublicensing and/or otherwise commercializing any website material;
- Publicly performing and/or showing any website material;
- Using this website in any way that is, or may be, damaging to this website;
- Using this website in any way that impacts user access to this website;
- Using this website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the website, or to any person or business entity;
- Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this website, or while using this website;
- Using this website to engage in any advertising or marketing.
Links To Other Web Sites
Our website may contain links to third-party websites or services that are not owned or controlled by Chatham Rate Cap Calculator. Chatham Rate Cap Calculator has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites or services. You further acknowledge and agree that Chatham Rate Cap Calculator shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
Limitation of Liability
In no event shall Chatham Rate Cap Calculator, nor any of its officers, directors and employees, be liable for anything arising out of or in any way connected with your use of this website, whether such liability is under contract, tort or otherwise, and Chatham Rate Cap Calculator, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this website.
The website is provided on an "as is" and "as available" basis. We make no warranties, either expressed or implied, as to the operation of the website or the information, content, materials, or products included on the website. You expressly agree that your use of the website is at your sole risk.
To the full extent permissible by applicable law, we disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the website, its servers, or email sent from us are free of viruses or other harmful components. We will not be liable for any damages of any kind arising from the use of the website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
Disclaimer
The information provided on this website is for general informational purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of Chatham Rate Cap Calculator. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Chatham Rate Cap Calculator takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Governing Law
These Terms shall be governed and construed in accordance with the laws of United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our website, and supersede and replace any prior agreements we might have between us regarding the website. Read more about Chatham Rate Cap.
Modifications to Terms
Chatham Rate Cap Calculator reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website.
Contact Us
If you have any questions about these Terms, please contact us at info@chatham-rate-cap-calculator.com
Frequently Asked Questions
Below are answers to common questions about our Terms and Conditions. This section aims to clarify key aspects of using our website and services.
What are Terms and Conditions?
Terms and Conditions are a set of rules and legal agreements that outline the rights, responsibilities, and limitations of using a website or service. They create a binding contract between the service provider and the user.
Why are Terms and Conditions important?
They are important because they protect both the user and the service provider. They set expectations for behavior, clarify liability, and define the parameters within which the service can be used. This promotes a safe and transparent environment for everyone involved. For example, our calculator Financial Interest usage is clearly stated.
What happens if I violate the Terms and Conditions?
Violation can lead to several consequences, including suspension or termination of your account, legal action, and financial penalties. The specific consequences depend on the nature and severity of the violation.
Can the Terms and Conditions change?
Yes, service providers can modify their Terms and Conditions. It is your responsibility to review them periodically for any updates. Usually, significant changes will be communicated to users, but it's best to check regularly.
What if I disagree with the Terms and Conditions?
If you disagree with any part of the Terms and Conditions, your option is to refrain from using the website or service. Continued use implies acceptance of the terms.
Where can I find the full Terms and Conditions?
The complete document is available on this page.